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FAQ's

General Real Estate Questions

1. What does a real estate agent do for buyers and sellers?

A licensed agent guides you through the entire process — from finding the right home or preparing your property for sale, to handling paperwork, coordinating inspections, and negotiating terms. We ensure your interests are represented every step of the way.

2. Why should I work with a local Colorado Springs agent?

Local agents know the neighborhoods, schools, amenities, and market trends. This helps you make informed decisions and ensures your experience is smooth, efficient, and tailored to your goals.

3. What makes Your Castle Matters Real Estate Group different?

We combine deep local expertise with personalized service, community commitment, and hands-on support. Our team is dedicated to education, transparency, and results — whether you’re buying, selling, investing, or managing an estate.


🏡 Buying a Home

4. How do I know if I can afford a home?

A simple rule of thumb: your monthly housing payment (including mortgage, taxes, and insurance) should be about 25–30% of your monthly income. A lender can give you a more accurate pre-approval to help you shop confidently.

5. What is a mortgage pre-approval, and why is it important?

A pre-approval is a lender’s written estimate of what you may qualify to borrow. It shows sellers you’re serious, helps you focus your search, and can make your offer stronger.

6. How can I avoid buying a house with major problems?

Work with an experienced agent and always get a professional home inspection. Inspections can uncover potential issues before closing. Your agent will help you review results and negotiate repairs if needed.

7. What kinds of inspections should I do before buying?

Common inspections include:

  • General home inspection
  • Roof and structural inspection
  • Plumbing, electrical, and HVAC checks
  • Radon, sewer scope, or pest inspections (if recommended)

Your agent can help you decide which are most important for the property and area.

8. What’s the difference between earnest money, a down payment, & closing c

  • Earnest money: A deposit showing your commitment to buy the property.
  • Down payment: The amount you contribute toward the total purchase price.
  • Closing costs: Fees for services like title insurance, loan origination, and appraisals.

Your agent and lender will review each in detail before you commit.

9. What fees and costs should I expect when buying?

Expect upfront costs like inspections, appraisals, and earnest money, followed by closing costs and your down payment at closing. Your lender provides an estimate so you can plan ahead.

10. Are there options to help with down payments or closing costs?

Yes. There are federal, state, and local programs that offer assistance for qualifying buyers. Your agent can connect you with lenders familiar with these options.

11. When should I buy vs. rent?

Buying makes sense if you plan to stay several years, want stability, and hope to build equity. Renting can be better if you need flexibility or are saving toward future homeownership.


🏘️ Selling a Home

12. How do I get started with selling my home?

Start with a consultation. Your agent will review your property, discuss goals, and create a marketing and pricing strategy tailored to your situation.

13. What updates or repairs are required to sell?

There are no universal requirements, but smart improvements — such as fresh paint, landscaping, or fixing known issues — can help your home stand out. Your agent will advise on which updates provide the best return.

14. How much does it cost to sell a home?

Typical costs include agent fees, title and escrow fees, staging or prep work, and any repairs or inspections. Your agent will provide an estimated breakdown before you list.

15. What can I do if I owe more than my home is worth?

If your mortgage balance exceeds your home’s market value, you may have options like a short sale or negotiation with your lender. We can connect you with specialists to guide you through these situations confidentially.

16. What happens if I am at risk of foreclosure?

Act quickly. Contact your lender and explore solutions like repayment plans, refinancing, or selling before foreclosure. We can help you understand your options and connect you with certified housing counselors.

17. How do inspections and disclosures work when selling?

Sellers must disclose known issues with the property. Buyers may request inspections during the process. Your agent ensures all requirements are met and helps manage repair negotiations fairly and legally.


🏠 Investing, Probate & Estate Coordination

18. What should I consider when investing in rental or commercial property?

Look at location, potential cash flow, maintenance costs, and long-term market trends. We help investors evaluate opportunities and connect them with local property management and financial professionals.

19. What is probate, and how does it affect real estate?

Probate is the legal process of transferring property after someone passes away. It can affect how and when an estate property is sold. Our team works with families and estate attorneys to ensure the sale meets court and legal requirements.

20. What is estate coordination, and how can it help?

Estate coordination involves organizing and preparing a property for sale after a death, divorce, or relocation. Our coordinators assist with:

  • Court inventories
  • Property preparation, cleaning, and repairs
  • Estate sales and liquidation

We simplify the process for families and estate representatives, ensuring a smooth and respectful transition.

21. When should I consider selling my investment property?

Consider selling when market conditions align with your long-term goals, or when maintenance and management outweigh returns. We provide market evaluations and guidance on timing and tax considerations with your financial team.


🇺🇸 Military Family FAQs

22. How can Your Castle Matters Real Estate Group help with a military move

Our team understands the unique challenges of PCS moves. We offer virtual home tours, digital document signing, flexible communication across time zones, and local guidance to help you find the right home before you even arrive. We coordinate closely with your timeline to make your transition as smooth as possible.

23. What should I know about using a VA loan to buy a home?

VA loans are a powerful benefit for military families, offering zero down payment options, no private mortgage insurance, and competitive interest rates. We work with trusted VA lenders who can help you understand your eligibility, benefits, and steps to get pre-approved.

24. Can I buy a home in Colorado Springs before I arrive?

Yes. Many military families purchase homes remotely. We provide live video walk-throughs, detailed photos, and full transparency so you can make confident decisions from anywhere in the world. Our closing process allows for remote signing and power of attorney when needed.

25. What happens if I receive new PCS orders after buying a home?

You have options. You can sell, rent, or keep the home as a long-term investment. We help you assess which choice best fits your goals and can connect you with property management services if you decide to rent it out.

26. How can I use my BAH (Basic Allowance for Housing) when buying a home?

Your BAH can help cover your mortgage payment and housing expenses. Lenders can use it as part of your qualifying income when determining what you can afford. We’ll connect you with lenders experienced in working with service members to help you maximize your benefits.

27. Can my spouse handle the real estate process while deployed?

Yes. With a power of attorney, your spouse or designated representative can sign documents and complete the transaction on your behalf. We regularly assist deployed clients and coordinate securely to protect your interests.

28. Can Your Castle Matters Real Estate Group help with estate or probate?

Absolutely. Our estate coordination team can manage everything from court inventories and estate sales to preparing and listing property. We handle these situations with professionalism and care, especially when families are stationed away from Colorado.

29. Why do so many military families choose to buy in Colorado Springs?

Colorado Springs offers a strong community, multiple military installations, great schools, and stable property values. Many families find it an excellent place to invest while serving and a desirable location to return to after retirement.


💡 Education, Community & Resources

30. How can I learn more about the real estate process?

We offer educational guides, market updates, and personal consultations to help you make informed decisions with confidence.

31. Does Your Castle Matters Real Estate Group give back to the community?

Yes. Community involvement and volunteerism are at the heart of our mission. We proudly support local causes, housing programs, and volunteer initiatives that strengthen our Colorado Springs community.

32. How do I contact Your Castle Matters Real Estate Group?

You can reach us through our website, phone, or email to schedule a free consultation. We’ll help you create a clear plan for buying, selling, or investing in Colorado Springs.

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